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Initially they were offered by credit unions and smaller banks, but now a larger institution, Austin Capital Bank, is taking the idea mainstream by making credit-builder loans available online. The.

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Founded in 1907, Hamlin National Bank is a retail bank that offers various deposit products and services, including checking, savings, money market and individual retirement accounts, as well as certificates of deposits. It offers a variety of loans, such as home, auto, agricultural, educational and commercial.

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