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Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Payment Example: A home equity loan of $50,000 for 15 years at a simple interest rate of 4.25% would equal a payment of $377 per month with an APR of 4.31%.

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Home Loans. In 1983, the Legislature created the vlb veterans housing assistance program to assist Texas Veterans and Military Members in purchasing a home. Through this program, eligible Texas Veterans and Military Members have an opportunity to purchase a home with an unbeatable, low-interest loan with little or no money down. Learn More

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